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Keith Brady Real Estate

544 South Pine Road Everton Park

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Is your Home Loan in Need of an Upgrade?….

14 Nov 2013 Brian Brady 0 Comment

With interest rates at an all time low and you’re stuck in a bit of a financial rut, and haven’t yet looked into the possibilities open to you, you might like to consider this:

Refinancing would be far more tedious if it meant that you needed to change all your bank accounts, and consequently advise your employer and other automatic payments of your new details. Fortunately, these days you don’t need to move all of your accounts when you take your mortgage elsewhere.

While heavy exit fees used to prevent people from chopping and changing mortgage lenders, competition is such that variable mortgages no longer come with early repayment exit fees.

Refinancing fees are nothing new – however, the current trend of banks paying refinancing costs for you to secure your business is quite new, and a great tool lenders are using to attract new clients their way.

Okay, so we may have mentioned this before, but interest rates are at an all time low. With different lenders offering different deals with every rate drop, now’s the perfect time to see where your current home loan stands in comparison to the rest.

We strongly advise all home owners to shop around, speak to an expert, and find the loan that suits you the best.

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